Insurance company defines epidemic as 1% of animals insured?https://www.vetsurgeon.org/f/non-clinical-questions/31005/insurance-company-defines-epidemic-as-1-of-animals-insured Hi, I&#39;ve been asked by my brother to check a pet insurance policy before he takes out cover for his dog. He&#39;s based in the Netherlands, so this is the Dutch branch of Pet Plan. There&#39;s a clause in the General Exclusions (see above) that caughten-USTelligent Community 10RE: Insurance company defines epidemic as 1% of animals insured?https://www.vetsurgeon.org/thread/245210?ContentTypeID=1Fri, 02 Aug 2024 14:10:26 GMT146601cc-3922-4be7-9974-7e1d4e45a66b:e45031b5-cd8b-4ff9-8b5a-451cfc11cbbbLucy Fleming<p>This does seem very strange - I wonder what percentage of their insured patients are affected by something like arthritis in any given year?</p><div style="clear:both;"></div>RE: Insurance company defines epidemic as 1% of animals insured?https://www.vetsurgeon.org/thread/245201?ContentTypeID=1Fri, 02 Aug 2024 09:03:00 GMT146601cc-3922-4be7-9974-7e1d4e45a66b:c2e7788d-542f-4059-8bb0-3057b907191aPeter Faulkner<p>I suppose the next question is do they publish a breakdown of their claim stats?</p><div style="clear:both;"></div>