<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet type="text/xsl" href="https://www.vetsurgeon.org/utility/feedstylesheets/rss.xsl" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"><channel><title>Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/f/non-clinical-questions/23394/watchdog-and-animal-friends</link><description> Just watched the end of BBC Watchdog programme. Next week it&amp;#39;s Animal Friends under their spotlight-ouch </description><dc:language>en-US</dc:language><generator>Telligent Community 10</generator><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144834?ContentTypeID=1</link><pubDate>Sun, 11 Oct 2015 18:22:48 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:b7bbc9a6-3b16-417a-87a6-3f3234f4670d</guid><dc:creator>grumpyoldman</dc:creator><description>&lt;p&gt;In general never very comfortable with these media frenzies, Cant help thinking back to the panorama programme on medivet, gave them a right going over , not sure what if anything it did to their turnover numbers and growth% for the following year ,but cannot imagine it was a healthy effect. The public , as in the audience on goggle box, are quite likely to take a simple confused view that everyone is out to mug them.&lt;/p&gt;
&lt;p&gt;I always remember sitting there watching the panorama programme , watching the clients being interviewed getting frustrated by the recurrent theme of , we liked the old vets they were honest and kind and just did enough, they never charged us much and never ripped us off, then we went here and........... !!! . The massive question no one asked any of them was why did you desert your old vet ,who you liked and trusted for years &amp;nbsp;in the first place you plonkers??. &amp;nbsp; &amp;nbsp;&amp;nbsp;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144760?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 20:55:04 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:d02efcf4-60e8-4219-84f9-02b2e982a4e1</guid><dc:creator>Stephen Courtney</dc:creator><description>&lt;p&gt;Sammy 82 check with your client, if the insurer hasn&amp;#39;t reconsidered favourably tell them to ask for a letter of deadlock and say they are going to the Ombudsman. it costs the insurer more to deal with that than settle the claim. Tends to work wonders IME and Which reports that the Ombudsman finds in favour of customers &amp;gt; 60% of the time. Or thereabouts.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144753?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 19:05:18 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:e3a6af5b-da21-410b-932f-a412f8cab99e</guid><dc:creator>Sammy82</dc:creator><description>&lt;p&gt;Yes, had the same experience last week with Animal Friends[quote user=&amp;quot;Braden Collins&amp;quot;]&lt;/p&gt;
&lt;p&gt;They sound like the new E and L - I saw them decline an after hours fee for a dog with a bleeding splenic mass on the basis that they didn&amp;#39;t think it was an emergency!&lt;/p&gt;
&lt;div style="clear:both;"&gt;&lt;/div&gt;
&lt;p&gt;[/quote]. They refused a claim for out of hours treatment and told the client that it wasn&amp;#39;t life or death. It was a 6mth old dog with dyspnoe, very lethargic (just flopping on the table) and a temp over 40C. It might have been ok til the morning, but who is to know (and will Animal Friends take the blame if it dies of septicaemic shock overnight?). Surely out of hours treatment is warranted even if the animals life isn&amp;#39;t at direct risk (e.g. a broken leg etc.). I sent them a strongly worded email and haven&amp;#39;t heard back yet.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;If bleeding out internally doesn&amp;#39;t qualify as an emergency, what does?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144729?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 14:18:58 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:69cfeba5-431f-4161-a317-c27899fa2245</guid><dc:creator>Bob Russell</dc:creator><description>&lt;p&gt;No link with E+L but rumoured to be previous staff from E+L.&lt;/p&gt;
&lt;p&gt;E+L also seem to be behaving themselves more recently! E+L do trade under other names including Dog Breeders Association.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Are we just honoured?&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144727?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 14:02:35 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:9cec5e67-a497-4f7a-aca7-a94f6b8d3745</guid><dc:creator>Charlotte Marshall</dc:creator><description>&lt;p&gt;Aren&amp;#39;t they the company that is underwritten by E&amp;amp;L? I always forget which one it is but one with a name like  that is.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144724?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 13:05:42 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:35ba4b2c-c3d7-4c5b-b266-62236773ab61</guid><dc:creator>Bob Russell</dc:creator><description>&lt;p&gt;Strangely they have behaved themselves impeccably for the last couple of claims! Perhaps we now know why!!!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144721?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 13:01:50 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:c4f26552-98d6-4147-8262-ab920ed984b1</guid><dc:creator>Stephen Courtney</dc:creator><description>&lt;p&gt;If a claim is unfairly dismissed in my opinion i will help the client by writing stern letters and advising on how to use the ombudsman.&lt;/p&gt;
&lt;p&gt;Often the refusals are down to some jobsworth who thinks they will earn brownie points by refusing everything they can, so escalating a grievance often results in a change of heart....&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144716?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 10:08:35 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:186a720a-9925-40df-b04b-e34acd74e0cd</guid><dc:creator>Braden Collins</dc:creator><description>&lt;p&gt;They sound like the new E and L - I saw them decline an after hours fee for a dog with a bleeding splenic mass on the basis that they didn&amp;#39;t think it was an emergency!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144710?ContentTypeID=1</link><pubDate>Fri, 09 Oct 2015 09:38:28 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:bb86c203-a2af-440a-9f5c-507fa19b11e7</guid><dc:creator>Hannah Wynne Richards</dc:creator><description>&lt;p&gt;&amp;nbsp;That is utterly disgraceful - a salvagable animal could easily have progressed to a non-salvagable one!&lt;img src="/emoticons/v2/Baring_teeth_smiley.png" alt="Really very angry indeed" /&gt;and&lt;img src="/emoticons/v2/Crying_smiley.gif" alt="Very sad" /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;I spent ages yesterday afternoon talking to a (not very intelligent) owner who&amp;#39;s insured with Animal Friends. Insurence limit of &amp;pound;400, animalhas had an on-going condition since last Feb, and has now reached it&amp;#39;s limit, so Animal Friends only paid half the latest claim (unfortunately they&amp;#39;re paying me directly) None of the individual invoices are &amp;gt;&amp;pound;400, and I can&amp;#39;t get through to the owner that it&amp;#39;s still one claim! I ended uptelling her to discuss it with them, so I wish them joy of that conversation!&lt;img src="/emoticons/v2/devil.png" alt="Mischievous" /&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Wynne&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144697?ContentTypeID=1</link><pubDate>Thu, 08 Oct 2015 23:54:11 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:ec95c8f9-6b0f-4a29-b74a-77bef794d2a8</guid><dc:creator>grumpyoldman</dc:creator><description>&lt;p&gt;My favorite one with AF is deliberately dragging their feet on pre authorisation over acute grade 4-5 Spinal cases and refusing to pay for MRI leaving the insured client with Myelography or a body bag.&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144693?ContentTypeID=1</link><pubDate>Thu, 08 Oct 2015 22:51:41 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:7614369d-9758-4611-8f3c-d2972a587102</guid><dc:creator>Joyce Whitehead</dc:creator><description>&lt;p&gt;I&amp;#39;m very glad they are highlighting pet insurance too, it&amp;#39;s long overdue. Animal Friends have advertised so widely and so well that I feel they may be our second most frequent claim nowadays after pet plan.&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;The item on puppy farming tonight was excellent too.&amp;nbsp;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144692?ContentTypeID=1</link><pubDate>Thu, 08 Oct 2015 22:05:02 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:c72cb131-c377-4c6e-a07a-4d837852f793</guid><dc:creator>Gillian Mostyn</dc:creator><description>&lt;p&gt;How long have you got?&amp;nbsp;&lt;img src="/emoticons/v2/Very_happy_smiley.png" alt="Very happy" /&gt;&lt;/p&gt;
&lt;p&gt;A good one was &amp;pound;3000 of cover, but, once the owners needed to claim, after an RTA admitted OOH, they realised that they had &amp;pound;500 per condition. Didn&amp;#39;t even cover the first night...&lt;/p&gt;
&lt;p&gt;Almost as good as the claim for a serious GI problem that was refused because the dog had a bout of diarrhoea....as a newly purchased puppy, 2 years earlier!!!!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144690?ContentTypeID=1</link><pubDate>Thu, 08 Oct 2015 22:00:11 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:22a76271-5cd1-407e-8b69-87491b4cc716</guid><dc:creator>ruths</dc:creator><description>&lt;p&gt;I don&amp;#39;t tend to see insured animals- what&amp;#39;s the problem with Animal Friends?&amp;nbsp;&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item><item><title>RE: Watchdog and Animal Friends</title><link>https://www.vetsurgeon.org/thread/144688?ContentTypeID=1</link><pubDate>Thu, 08 Oct 2015 21:08:51 GMT</pubDate><guid isPermaLink="false">146601cc-3922-4be7-9974-7e1d4e45a66b:c17dca69-4e2f-4b5d-ad35-c7d8d89add59</guid><dc:creator>Gillian Mostyn</dc:creator><description>&lt;p&gt;[quote user=&amp;quot;J G Wray&amp;quot;]Just watched the end of BBC Watchdog programme.[/quote]&lt;/p&gt;
&lt;p&gt;Me too. Very informative for people....hopefully!&lt;/p&gt;
&lt;p&gt;[quote user=&amp;quot;J G Wray&amp;quot;]Next week it&amp;#39;s Animal Friends under their spotlight[/quote]&lt;/p&gt;
&lt;p&gt;Yeah!!!! &amp;nbsp;I seem to be spending a lot of time talking about them with clients at the the moment.....great that a programme is highlighting them!&lt;/p&gt;&lt;div style="clear:both;"&gt;&lt;/div&gt;</description></item></channel></rss>