best insurance company?

Re: best insurance company?

Gerry Henry — Sat, 13 Apr 2013 17:51:10 GMT

Petplan every time.

Re: best insurance company?

Rob Loxley — Fri, 12 Apr 2013 23:35:00 GMT

[quote user="Michael Woodhouse"]

I understand Petplan do significant discounts for vets own animals

[/quote]

But make sure if the staff get a discount, petplan aren't being charged the standard rate

Re: best insurance company?

Michael Woodhouse — Fri, 12 Apr 2013 21:44:10 GMT

I understand Petplan do significant discounts for vets own animals

Re: best insurance company?

Martin Atkinson — Fri, 12 Apr 2013 17:57:10 GMT

[quote user="Jo Jones"]

But as with any policy read the small print. We've had a few clients been stung because they hadn't realised their £4000 per year vet fee limit is £1000 per condition for up to 4 conditions....

[/quote] Surely it was their budget policy - even Pet Plan have one of those people have been caught out with.

Re: best insurance company?

Nicola Lawlor — Fri, 12 Apr 2013 17:36:34 GMT

My dog is insured with Petplan and I have been happy with their service both as a client and as a professional.

Re: best insurance company?

Kate Richardson — Fri, 12 Apr 2013 15:53:22 GMT

Ha anyone got any experience of Agria?

Re: best insurance company?

Jo Cobbett — Fri, 12 Apr 2013 13:38:04 GMT

[quote user="Martin Atkinson"]

M&S seem good all-round players

[/quote]

But as with any policy read the small print. We've had a few clients been stung because they hadn't realised their £4000 per year vet fee limit is £1000 per condition for up to 4 conditions....

Re: best insurance company?

Martin Atkinson — Fri, 12 Apr 2013 11:09:06 GMT

There is another thread on this topic and no-one has been shot yet. I largely confer with Bob but add that Direct Line are so slow to pay I will not make direct claims with them. Tesco are quick payers but tend to nit-pick and although their policies are for life and don't exclude on renewal their limit on each condition is a total for that condition not an annual one. Pet Plan as always are good but they have lost their shine a bit with me recently being rather slow to settle. M&S seem good all-round players as they are in all their enterprises and I've had no issues with Saga, Sainsbury's or MoreThan.

Re: best insurance company?

Bob Russell — Fri, 12 Apr 2013 09:38:05 GMT

We can discuss anything we like within reason. E+L and AnimalFriends come in for regular slating here.

Direct Line a pain in the a*se because they dictate maximums they will pay for some procedures. Also can be painfully slow to pay.

Cannot support insurance companies that push internet drug purchases knowing that the prescription charge will be paid by the client. Just saving themselves money whilst costing the client more!

Personal experience for basic insurance has been that Tesco have been impressive. Pretty quick, good communication (regular text messages) and realistic premiums.

Pet Plan have introduced a 20% client contribution plus XS for older pets which can be a bit of a shock for the unwary!

Steer clear of the price comparison websites as they seem to push poorer policies at high prices!

Hopefully no specific insurance policy advice given above (all based on personal experience!). If not see someone in court!!!

Re: best insurance company?

ruths — Fri, 12 Apr 2013 08:36:02 GMT

I would have thought on a closed board it would be ok... But maybe not. I'm interested in the public liability too as he sometimes shoots out of the house.

Re: best insurance company?

emma_j — Fri, 12 Apr 2013 07:55:22 GMT

Hmm, are we allowed to discuss this without FCA regulation, even here in a professional forum???

Which? and Money Advice websites provide good summaries of various policy types, Which? compiles up-to-date comparison tables of levels of cover/premiums/excesses. www.insureyourpet.co.uk has a 'league table' of insurance companies based on ratings.

I chose petplan for my own dog....I also remember speaking to a vet who had found an insurance company that gave them cashback each year for proof of vaccination (I think it was around £35 or so) which nicely covered a few months premiums! I can't remember which company it was now though.

Re: best insurance company?

ruths — Thu, 11 Apr 2013 21:52:36 GMT

Please excuse the typos- he walked across the keyboard of my very old laptop and some of the key fell off